Terms and Conditions

These are the Terms and Conditions governing the use of our online services. Please read them carefully before using our website or engaging our services. By accessing or using this site, you agree to be bound by these terms.

1. Use of the Website

Access to this website is for personal and commercial use only. By using our services, you agree not to violate Ecuadorian laws or SmartCFO’s intellectual property rights.

2. Intellectual Property

All content on this website, including but not limited to text, images, graphics, logos, and software, is owned by SmartCFO or licensed for its use. Copying, modifying, or distributing this content without SmartCFO’s express permission is prohibited.

5. Limitation of Liability

SmartCFO offers financial consulting services, including but not limited to personal finance advice, tax planning, and business consulting. The specific terms of each service will be detailed in individual contractual agreements.

3. Services offered

SmartCFO reserves the right to modify these Terms and Conditions at any time. Any changes will take effect immediately upon posting on the website.

4. Changes to the Terms

SmartCFO shall not be liable for any direct or indirect damages arising from the use of this website, including loss of data or service interruptions.

6.Governing Law

These terms are governed by the laws of Ecuador. Any dispute related to the use of this site will be resolved in the competent courts of Ecuador

Last update: Feb 2025